Don't Be Basic
Money & Credit for Teens
Learn how to earn, save, borrow, and understand the paperwork before signing. A practical guide for teens to read alone or with a parent, teacher, or mentor.
- Paychecks, budgeting, banking, and emergency savings
- Credit reports, scores, first cards, APR, and borrowing costs
- First-car ownership costs and spotting scams
- 12 chapters, worked examples, challenges, answer explanations, and reusable worksheets
38-page interior plus color cover. Printable PDF; worksheet fields are not interactive. Digital only; no printed copy included.
Read a short excerpt
“A credit limit is the most the issuer lets you borrow under the agreement. It is not a spending recommendation. Before charging a purchase, know where the repayment money will come from and when it will arrive.”
From Chapter 7, Your first credit card. Includes an age-by-age credit roadmap and under-21 eligibility guidance.