Practical books. Everyday skills.

A clearer start with money and credit.

Understand the basics, work through real-life examples, and put one useful money lesson into practice. A practical teen guide from The Finance Guy.

Don't Be Basic: Money and Credit for Teens cover
Ages 14–19 · U.S. focus

Don't Be Basic

Money & Credit for Teens

Learn how to earn, save, borrow, and understand the paperwork before signing. A practical guide for teens to read alone or with a parent, teacher, or mentor.

  • Paychecks, budgeting, banking, and emergency savings
  • Credit reports, scores, first cards, APR, and borrowing costs
  • First-car ownership costs and spotting scams
  • 12 chapters, worked examples, challenges, answer explanations, and reusable worksheets
$9.99One-time digital purchase
Buy the teen money & credit PDF

38-page interior plus color cover. Printable PDF; worksheet fields are not interactive. Digital only; no printed copy included.

Read a short excerpt
“A credit limit is the most the issuer lets you borrow under the agreement. It is not a spending recommendation. Before charging a purchase, know where the repayment money will come from and when it will arrive.”

From Chapter 7, Your first credit card. Includes an age-by-age credit roadmap and under-21 eligibility guidance.

Educational guides with fictional teaching examples. The teen finance book provides general U.S. education, not personal financial, tax, investment, or legal advice. This book includes AI-generated text. The paperback and Amazon editions have not been published.